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Small dollar consumer loans


Our small-dollar loans are for a maximum of $2,500. These loans:

  • Are exclusively for enrolled members of the EBCI who reside on the Qualla Boundary or in one of the following NC counties: Haywood, Jackson, Macon, Swain, Graham, Clay, Cherokee;

  • Can be repaid in two per capita cycles;

  • May not be used for debt consolidation or to pay monthly bills;

  • May not be used for auto purchases or as a downpayment on an auto;

  • May be used to purchase a variety of consumer and household goods or to make vehicle repairs;

  • May not be combined with other loans for other purposes;

  • Are at a low fixed rate (10%).

Click the button to download a loan application.