Dear Dr. Per Cap: My grandkids will only wear brand name clothing like Nike, Adidas, and Under Armour. I try to tell them the off brand stuff is just as good but they won’t listen and say it’s not cool to wear the cheaper stuff. How can I convince them that just because something is […]
Dear Dr. Per Cap: I was in a car accident a few days ago while riding in my friend’s car. We were shopping in Albuquerque and some guy ran a stop sign and plowed into us. This morning I got a call from a lawyer who told me not to settle with the other driver’s […]
Dear Dr. Per Cap: There’s a Walmart in a town near the rez where just about everyone shops. Some people have jokingly nicknamed it the “Gathering of Nations”. My cousin swears Walmart always has the lowest prices but I’m not so sure. What’s your take? Signed, Wally World Woman Dear WWW Ah…the great debate to […]
Dear Dr. Per Cap: I received my end of year 401k statement and my account was down for the year, even when factoring in my contributions and my employer’s match. This is not cool. I opened my 401k when I started a new job last spring so I can start saving for retirement and I’m […]
Dear Dr. Per Cap: I heard they are changing the way credit scores are calculated. What gives? I’m anxious to know why and how it will impact my own credit score. Signed, Nervous Borrower Dear Nervous Big changes are in the works at Fair Isaac Corporation, better known as the folks that bring us the […]
Another in the “Ask Dr. Per Cap” series from 2018. New content on the way soon! Dear Dr. Per Cap: My New Year’s resolution is to get my finances on track. Can you offer any practical advice? Signed, New Year’s Wish Dear Wish Ho Ho Ho! With the holidays over it’s time to jump back […]
Ask Dr. Per Cap is a program funded by First Nations Development Institute with assistance from the FINRA Investor Education Foundation. For more information, visit www.firstnations.org. To send a question to Dr. Per Cap, email askdrpercap@firstnations.org. Sequoyah Fund will be running these features here on our Blog. We’re starting with a couple of questions folks […]
Here’s a sad fact: There are bad people who lie awake at night dreaming up ways to separate you from your hard-earned money. Here’s another fact: Everyone thinks they’d never fall for a scam, but almost everyone could be a potential victim. “Everyone, at certain times of life, can be prone to scams,” writes Certified […]
Swoon: Verb/swo͞on/ Faint from extreme emotion. While conducting entrepreneurship training in Greenville, NC this week, we took the trainees to a renowned local BBQ restaurant. One of the trainees is from New Jersey and asked if the group would recommend what she should order. Not being from the South, it was clear that she should […]
What are you doing with that 30 minute drive, that 15 minute wait, or that 45 minute workout? What’s going on in your head during that time? More to the point, what’s going INTO your head? Are you turning downtime into productive time or are you just being entertained? I’m a music junky. My Spotify […]