Dear Dr. Per Cap: Last week my boyfriend proposed to me with a cheap rubber engagement ring like I see advertised on the internet. I love him but I’m worth more than what looks like a hot pink broccoli band on my finger. Am I right to tell him he needs to step up his […]
Dear Dr. Per Cap: How can I control my spending? Last week I blew $300 on Amazon and now I feel horrible. That’s money I need to pay rent. Signed, Impulsive Dear Impulsive I’m really sorry to hear about your rent money. Here are some ideas and tips to better manage your spending. Many personal […]
Dear Dr. Per Cap: I’ve noticed rising prices at the grocery store from the coronavirus. How long before prices drop down to normal? Signed, Top Chef Dad Dear Top Chef Don’t hold your breath. As we all know COVID-19 has disrupted our entire way of life, and the grocery industry has experienced some of the […]
Dear Dr. Per Cap: My husband and I are planning to buy a house in the next year. I want to live off the reservation but my hub insists we’ll save money if we build on the rez. What’s your take? Signed, Suzie Homebuyer Dear Suzie You ask a burning question that impacts many Native […]
Dear Dr. Per Cap: I’m a single parent along with most of my friends. It’s tough but we get by. Do you think single parents are at a financial disadvantage compared to two parent families? Signed, Single and Kind of Loving It Dear Single There’s interesting research by a sociology professor from Penn State University. […]
Dear Dr. Per Cap: Yesterday I received a refund check from my auto insurance company due to the coronavirus. What exactly is the refund for? Signed, Careful Cruiser Dear Careful You’re one of the lucky drivers who received a COVID-19 lockdown insurance refund. With all of the horrible news about the coronavirus, your shelter-in-place payback […]
Dear Dr. Per Cap: My daughter is a high school senior set to receive a minor’s trust payment in a few months. I’m worried it will be a lot less than she expected since the coronavirus sent the stock market reeling. Is it fair for her to receive less than kids in previous years? Signed, […]
Dear Dr. Per Cap: Last night I got a call from a young woman who claimed to my granddaughter. She said she was sick from coronavirus and needed money to pay her hospital bill. Luckily, my nephew knew it was an imposter. But if worrying about the disease isn’t stressful enough, now we have to […]
Dear Dr. Per Cap: I’m sweating the COVID-19 stimulus checks that are supposed to becoming soon. What will the amount be and when will they go out? Signed, Needing Money Dear Needing Now that the Coronavirus Aid, Relief, and Economic Security (CARES) Act has passed both houses of congress the bill states that the Treasury […]
Dear Dr. Per Cap: As a senior taking care of two grandkids I’m worried people will start withdrawing all of their money from banks. Should I start stock piling cash in case the COVID-19 pandemic gets really bad? Signed, Cash Cruncher Dear Cash Cruncher Fortunately we haven’t seen any Great Depression style bank runs due […]