Dear Dr. Per Cap I hear December per cap is going to be a lot less because of the casino closure. I count on per cap to pay bills and buy presents for my kids. What can I do to get by this holiday season? -Worried Dad Dear Worried Dad We all know 2020 has […]
Dear Dr. Per Cap: I just graduated high school and will turn eighteen in a few weeks. What’s your advice for a young person who wants to get ahead financially? Signed, Looking Ahead Dear Looking Ahead Congratulations on your high school diploma! What I’m going to tell is just as true when I graduated high […]
Dear Dr. Per Cap: My tribe is blessed to receive a generous per cap; however, there are problems too. We have freeloaders looking to marry tribal members so they can live off our good fortune. One of these gold diggers has her hooks into my younger brother. It’s so obvious to the family that she […]
Dear Dr. Per Cap: I’m a federal employee (Indian Health Service) and just found out the government is changing the way payroll taxes are withheld. How will this effect my paycheck? Signed, Health and Wealth Minded Dear Health and Wealth The payroll adjustment is a temporary tax deferral resulting from a presidential order. Its purpose […]
Dear Dr. Per Cap: The price of gold is soaring. Is it a smart investment like stocks, bonds, and other assets you write about? Signed, Golden Girl Dear Golden Girl Gold has enjoyed quite a run in 2020 trading at record highs – over $2,000 an ounce in early August. However, the precious yellow metal […]
Dear Dr. Per Cap: Last week a collection agency contacted me about an old debt from ten years ago. I thought they couldn’t chase down debts more than seven years old so what gives? Signed, Don’t Want to Pay Dear Don’t Want to Pay Yikes! We’ve seen an increase in aggressive collection practices in recent […]
Dear Dr. Per Cap: My sister and her boyfriend are always bragging about stuff they buy – new truck, nice furniture, trips to Disneyland. And she constantly posts on Facebook about their perfect life. I love her but she makes me feel crappy. How can I deal with these negative feelings when I can’t afford […]
Dear Dr. Per Cap: I’ve been having a hard time focusing on my financial goals lately. I just can’t seem to stay motivated to save for a down payment on a house. My kids are really looking forward to having a place of their own too. How can I break this funk? Signed, Loosing Focus […]
Dear Dr. Per Cap: Do you think it’s smart to stock up on paper towels and toilet tissue in case we have another shortage like when Covid-19 hit this spring? Signed, Thinking Ahead Dear Thinking That depends on if we see a second wave of coronavirus this fall and how serious it gets. But first […]
Seems like every product from a simple battery charger to a used car offers an extended warranty these days. Are they worth it?
