Dear Dr. Per Cap: Are investing apps like Robinhood and Acorns the best way for a first time investor to buy stocks? Signed, Eager Beaver Dear Eager There’s no denying investing apps are taking the world by storm. New investors are pouring into the market in record numbers and their influence is felt in meme […]
Dear Dr. Per Cap: I have all of my bills set to auto-pay. I also use auto-pay for monthly subscriptions for streaming apps and razor blades, but my money wise girlfriend tells me auto-pay is a bad habit. Is that true? Signed, Auto-Pay Ray Dear Ray I get it. Auto-pay is handy technology that enables […]
Dear Dr. Per Cap: I work a tribal job that requires a college degree. However, I see listings for delivery drivers that offer wages and bonuses that pay better. I’m really tempted to switch but my friends say I’m crazy to leave a real job. What should I do? Signed, Debating Dear Debating Millions of […]
Dear Dr. Per Cap: Is there a cheap way to write a will? I don’t want to hassle with an attorney. Signed, Need a Will Dear Need Depending on your situation writing a will doesn’t have to be a major undertaking. In fact it can be pretty straight forward. However, as a Native person there […]
Dear Dr. Per Cap: I’m single and think a tiny home might be a good housing option on the rez. What are your thoughts? Signed, Tiny Dreamer Dear Tiny Dreamer It depends on your definition of a “good housing option”. If you’re looking for a house to significantly appreciate or increase in value over time, […]
Dear Dr. Per Cap: Our first child is due soon and we went shopping the other day. Cribs, strollers, and diaper bags aren’t cheap. Any tips so our baby doesn’t break the bank? Signed, Expecting Parents Dear Expecting Parents Congratulations!! Here’s to lots of health, wealth, and happiness. Now let’s get to business. Yeah, baby […]
Dear Dr. Per Cap: I know you say cryptocurrencies are high risk but I keep hearing about regular people who’ve made a fortune trading them. What’s my biggest risk if I buy some now? Signed, Struggling to Resist Dear Struggling to Resist Ok, cryptocurrency mania has completely gone off the rails – worse than Indiana […]
Dear Dr. Per Cap: I keep hearing that rising inflation is hurting the economy. What exactly does that mean? Signed, Worried Budget Dear Worried Budget The simplest and best way I know to describe inflation is how much more you have to pay this year than last year to achieve the same level of well-being. […]
Dear Dr. Per Cap: We’re opening our food booth this summer now that pow wows and events are back. I think we save money on supplies shopping at Costco but my wife says we spend too much on gas driving two hours each way and going out to eat. Is Costco worth it? Signed, Hamburger […]
Dear Dr. Per Cap: Why are used car prices higher than brand new vehicles? Is now a good time to trade in for an upgrade? Signed, Tahoe Dude Dear Tahoe Dude Not so fast. Yes, some used vehicles are fetching more as trade-ins than their brand new counterparts but not all. We’re in the midst […]
