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Ask Dr. Per Cap: Coronavirus Relief

Dear Dr. Per Cap: The coronavirus feels like our worst nightmare come true.  I’ve been ordered to work remotely, schools are closed, sports are on hold, and stores are sold out of essential goods.  My husband is a truck driver and I really wish he would take time off until things settle down.  He says […]

Ask Dr. Per Cap: Tax Troubles

Dear Dr. Per Cap: I haven’t filed taxes in three years.  I dread this time of year because I always worry the IRS is going to come knock down my door.  What can I do to get my taxes squared away? Signed, Dreading Taxes Dear Dreading You’ve taken the first step by acknowledging your situation […]

Ask Dr. Per Cap: Hard Times

Dear Dr. Per Cap: You write a lot about investing.  I know that’s important but most months I’m struggling just to pay the light bill.  I work when I can but there aren’t a lot of jobs here and most pay minimum wage.  What advice can you give someone who is having a hard time […]

Ask Dr. Per Cap: Video Game V-Bucks?

Dear Dr. Per Cap: Last week I discovered three charges from Xbox on my debit card.  Turns out my teenager purchased V-Bucks to buy “skins” and “dances” while playing Fortnite.  $75 to buy virtual items in a video game!  I didn’t know there even was such a thing. What’s this all about and how can […]