Dear Dr. Per Cap: Do you recommend pow wow dancing as an occupation? When the lockdowns ease up, I’d like to give it a try. Signed, Fancy Like Auntie Dear Fancy Fortune and glory on the pow wow trail – I get it. You’re not the first young Native to chase the dream and you […]
Dear Dr. Per Cap: My employer made me fill out a new W-4 form this year. It’s a pain because I have to go online and use a calculator to determine my withholding. Can I just put a “zero” for allowances like I did before? Signed, Less Hassle Dear Less Hassle I reached out to […]
Dear Dr. Per Cap: The business that does my taxes told me I needed to show confirmation letters for the economic stimulus payments I received. I threw those out because my payments already went through. What should I do? Signed, Missing Letters Dear Missing Letters Many tax preparers this year are asking to see IRS […]
Dear Dr. Per Cap: I heard about a guy who made a ton of money buying and selling GameStop stock. I keep thinking that could be me if I invested per cap. What does it take to be a day trader? Signed, Day Trading Dreamer Dear Day Trading Dreamer If you’ve got $25,000 you can […]
Dear Dr. Per Cap My sister makes her living as an artist and I buy her paintings for gifts. However, she always wants to give me a deal which makes things uncomfortable. I think she’s insulted when I try to pay more. What’s a respectful way to tell her to charge me full price like […]
Dear Dr. Per Cap Is it true the government is going to do away with small coins? Signed, Thrifty Nickel Dear Thrifty Nickel While it might appear that pennies and nickels are more out of date than a Ronald McDonald vs Hamburglar commercial – don’t expect them to disappear any time soon. In fact one […]
Dear Dr. Per Cap I got a bunch of gift cards for Christmas. Some are for stores I don’t shop. What’s the best way to exchange them? Signed, Too Many Cards Dear Too Many Cards With so many people social distancing and staying away from stores, purchases of gift cards were way up this past […]
Dear Dr. Per Cap Someone approached me online with an offer to buy my Amazon account. It seemed kind of sketchy so I didn’t reply. Why would someone want to buy an account when they can just open their own? Signed, Pueblo Shopkin Dear Pueblo Shopkin People buying Amazon accounts is a shady practice linked […]
Dear Dr. Per Cap After the GameStop fiasco I keep hearing the stock market is rigged against us little guys. Is that true? – Scared Money Dear Scared Money Rigged is a really strong word. I won’t shy away from a tough question though, but first let me clarify two things. Stocks and other capital […]
Dear Dr. Per Cap What’s the best way to teach a young child how to manage money? – Money Minded Mom Dear Money Minded Mom Earning an allowance, counting coins, and safeguarding a piggy bank are all great teachable financial moments. But I think opening a children savings account at a local bank offers the […]
