Ask Dr. Per Cap: Tis the Season

DrPerCap

Dear Dr. Per Cap:

Every year the holiday season starts earlier.  A store near me had holiday displays with Christmas music in September.  I’m so tired of how the holidays have been commercialized and I’m made to feel like Scrooge if I don’t break the bank buying gifts for everyone.  Help!

Signed,

Don’t Call Me Scrooge

Dear Don’t Call Me Scrooge

At the rate we’re going, the old saying “Christmas in July” will be a real thing.  And lookout when Santa shows up at your annual 4th of July pow wow to hand out candy cane flavored snow cones and sunscreen.

Unfortunately, as long as stores and online retailers rely on the holiday shopping season for the bulk of their annual sales the continued encroachment of the holidays will continue.  But that doesn’t mean you have to buy into the corporate message of indulgence or feel guilty about not wanting to spend a ton of money on gifts.

In our house we’ve pulled way back on holiday spending in recent years and have many friends who do the same.  We save money by reusing decorations from previous years and giving fewer gifts.  Heck we have LED lights older than the Polar Express and a few years ago when asked what I wanted for Christmas I replied “Anything as long as it all fits in a shoe box”.

In addition to the financial struggle the holidays continue to take a toll on people’s mental and physical health with peaks in depression and stress levels.  As well as overindulging in big meals and sweets.

You’ve taken the first step by acknowledging corporate America has gone overboard.  Hold fast in your conviction and take joy in the simple pleasures this holiday season.  You’re certainly no Scrooge as long as you enjoy the holidays on your own terms.

And remember the best things in life are not free – they’re bought with two scoops of love and a sprinkle of good will!

Ask Dr. Per Cap is a program funded by First Nations Development Institute with assistance from the FINRA Investor Education Foundation. For more information, visit www.firstnations.org. To send a question to Dr. Per Cap, email askdrpercap@firstnations.org.